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DISCLAIMER: In consideration for your use of the Real Estate Calculator webtool (the “Calculator”), you hereby acknowledge and agree with Everything Money LLC (“EM”), its equityholders, directors, officers, employees, agents, authors, and affiliates (collectively, the “Releasees”) as follows: EM’s Real Estate Calculator webtool is meant for illustrative purposes only and should not be construed as professional financial or real estate advice, solicitation, or recommendation to buy or sell any securities or real estate, notwithstanding anything stated elsewhere on any of EM’s websites. There are risks associated with investing in securities or real estate. Loss of principal is possible. Some high risk investments may use leverage, which could accentuate losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods. Past performance is not a predictor of future investment performance. EM is not a qualified real estate appraiser, and holds no real estate licenses. The Calculator is not meant to be a substitute for sound advice or due diligence provided by a licensed professional. Real estate carries special risks, particularly with respect to environmental defects, title encumbrances, defects of title, the presence of natural resources or minerals (or lack thereof), and risks associated with a piece of real property’s unique geographic characteristics and other matters that would be discovered upon adequate due diligence, and cannot be adequately conveyed via your use of the Calculator. Should you need such advice, you cannot rely on this Calculator, and must consult a licensed financial advisor, legal advisor, or tax advisor. You agree to verify all information yourself and with the appropriate professionals before investing. You acknowledge that your use of the Calculator is not a substitute for the advice of an appropriately-licensed professional. 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If you opt to use any of the valuation formulas on the Site or any other feature on the Site designed to establish a value for an asset, you acknowledge: (1) the output is only as reliable as your inputs, (2) proper due diligence requires verification of these inputs, (3) there are due diligence and risk considerations, which are not capable of being measured by the Calculator’s formulas, and (4) the Calculators formulas will be updated and improved, and are subject to the possibility of human error, and (5) the Calculator’s formulas are provided merely as one consideration among many that should be used in deciding whether to make an investment. Releasees are not responsible for any direct or incidental loss resulting from the application of any information the Calculator may provide. It is not a sound investment strategy to base all of one’s information based on one source, such as the Calculator. 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